Savings Rate Calculator

The share of income you keep, and how long that rate takes to buy financial independence.

Monthly income after tax

Saved each month

Everything that is not spent: transfers to savings, investments and pension contributions you make yourself.

Spent each month

Income minus savings, unless something else is going on.

Already saved

Expected return percent a year

Years to project years

Reset

Free calculator by Calculators worked examples and methodology No account, nothing stored.